Car market in India is growing at a tremendous rate. Because of high population of the country, car manufacturers find it a profitable place to launch new cars from time to time. The amount of cars on the road in India seems to be growing by the day. Today you can find a fleet of cars belonging to different segments in the market.
With so many cars plying on the road it is surprising to see that the car prices in India vary from one state to another. The basic factors that contribute to car prices in any state are ex-showroom price, ex-factory rate, and ex-road rate.
Ex-showroom rate is the price at which a car dealer sells a car, ex-factory price refers to the price at which a car manufacturer sells the car and ex-road refers to the rate at which the buyer drives away the car.
Since all these rates are different from one showroom to another in different rates that is why there is a difference in care price in India if you buy it from Delhi or Chandigarh. When the car dealer sells the car to you, he adds the ex-showroom price to the ex-factory price. He includes insurance, handling, road tax, logistic charges, etc in the amount he purchased the car from the factory. These prices and added components in the factory price of a car vary from state to state. For example: the road tax you pay in Delhi might be lesser than Chandigarh and therefore the car you buy from Delhi is priced lower than that you buy in Chandigarh.
Car insurance is a mandatory factor; it has been made compulsory for all foul wheelers. So the rate of car insurance differs from state to state. Different insurance companies provide different rates and types of insurance in different states. The kind of insurance you choose also determines how the car price you will get. These insurance policies are designed keeping different factors in mind. If you are choosing an insurance that covers damage to the car as well as the person driving it in case of an accident then it might prove expensive than the insurance that only covers the damages of the car.
Road tax is also different from one state to another. It is controlled by central or local government. If you are buying a new car then you will have to pay road tax on it according to the rate of your state. The reason for which the government charges road tax is to provide better control in the traffic. The tax imposed on your purchase is subjected to government rules, traffic regulation, and the condition roads in your state.
So when you are searching for car online make sure you also check car prices in your state because car prices in India differ from one state to another.

On most of the road sides there is no pavement have been constructed, the reason may be whatever but due to this we all are facing car parking problems. In these road sides where there is no footpath the contractors and builders are dumping their unused building materials such as concrete, sand, and they park their road constructing vehicles in improper way.

On several places, where contractors are not filling their raw materials, local people are using that space for their varied purposes such as installing small shops and using the space as their extra territory. So due to all these improper management of roads its become very difficult to park the car on the road side. Traffic is growing with a quite rapid pace in India, so in near future road sides would be the only option left for us to park cars safely in India.

However, to park car on road side is our legal right as we all pays the road tax but still its our country so we must do something good to protect its honor and pride.

Commonwealth is around the corner and India has a good reputation in the commonwealth countries. So we are not only degrading our reputation due to our car parking problems. Besides the pavement problems, we are facing another major problem that is the pits and holes on the roadways. Every year thousands of people are buying new cars and due to the worst condition of Indian roads, expenditure on car maintenance has increased.

This is one reason why the sale of second hand car has been increased in the few states. Used cars in Chennai and used cars in Bangalore are on high demand nowadays, because people prefer to drive second hand cars instead of new cars because of the traffic and car parking problem. If you have a new car then you have to drive it carefully because it wont take much time to change your new car into the used car. Wherever you go and how carefully you drive but minor mishaps and normal dents are a common thing in India.

One industry which stays undisturbed even during recession is the automobile market. Rising inflation may have made it difficult for people to buy cars, but car manufacturers are determined at making cars more affordable for an average customer. Rising prices havent affected the car market in any way; in fact, car manufacturers have been consistently dropping their prices while spending a significant capital on upgrading the present variants. One reason why car prices have shown a downward trend even during peak inflation is the cut throat competition.
India is one of the most attractive markets in the world, not only for car manufacturers, but for any industry. Many car manufacturers have set up camp in the country to cash in on the economic boom which has intensified the competition in the industry. To grab a better share of the market, every car manufacturer introduces new car offers in India. The car offers give buyers added incentives for buying a particular make and model. Some of the car offers that you may find on new cars in India are:
Cash discounts: Cash discounts are given on the ex-showroom price of the car which is the price of car without taxes. Cash discounts may start from as low as Rs 5000 and may over Rs 30,000. Car dealers also offer cash discounts on cars in order to attract more customers. While cash discounts from the company are constant, additional discount given by dealers may vary from dealer to dealer.
Loyalty bonus: Loyalty bonus can be availed only when you already own a car of the same manufacturer. Loyalty bonus is much like a cash discount except that you should be an owner of a model from the same manufacturer.
Free accessories: Almost every car manufacturer give car accessories as an incentive for buying their models. Depending on the manufacturer you are dealing with, car accessories will vary from car perfumes to seat covers and MP3 players. The car accessories may also vary with the dealer you are dealing with.
Exchange bonus: In case you are selling your old car while buying a new car, you can avail an exchange bonus and get better rates for your old car. Suppose your old car is valued at Rs 80,000, the amount of the exchange bonus will add on to this value and increase the selling price of your old car.
Extended warranties: Maintenance of the car can be a very big problem. Every car buyer is happy till the time their car is under the manufacturer warranty and there are never charges of repairs. Extended warranties extend the period of the manufacturer warranty on payment of a small fee.
Scratch card: This will depend on your luck. If you are lucky enough, you may get a holiday trip or even a new car with your purchase. The scratch card scheme seldom works.
Insurance/low interest: Car manufacturers may also give free car insurance with your new car. Offering car loans at low interest rates is also a popular offer. Car manufacturers generally enter an agreement with a particular bank which than offers car loans at low interest rates to a customer who buys cars of that manufacturer.

The Indian automobile market is crowded with car makers from all over the world including the indigenous car makers of the country and very naturally a wide variety of models are available belonging to different price categories are flooding the market. But what is the most extraordinary things about car prices in India is that the price of the same model made by the same company varies from cities to cities and there is of course some definite reason behind it.
Road tax
The cost of a car in India depends upon a number of factors like the actual car cost or the ex-showroom price, car insurance value and road tax. In India it is the state governments who are responsible for imposing road tax and depending upon the government rules and traffic regulations the rate of road tax can considerably vary from one state to another. That is the reason why cars come at a much cheaper price in cities and states like Delhi, Chandigarh and Haryana while in some other states like Karnataka and Maharashtra the road tax is considerably higher and the vehicles also do come at a much higher price.
Insurance rates
In India, though the same insurance policy is followed throughout the country the rate of insurance varies just as widely as the road tax from one region to another. This difference in rate of insurance influences the overall price of the car to a considerable extent and the price of the car can vary up to fifteen percent of the price in some other states in the country. The reason behind this different insurance rate in different parts of the land is due to the fact that in different areas the local conditions and traffic patterns are as diverse as the country itself is. The insurance rate also depends upon a few other factors like the local cost of the spare parts, type of traffic law enforcement and the cost of medical services too.
The insurance rate is also higher for densely populated urban areas and metropolitan cities as they are already congested with traffic and a new car naturally runs a higher risk of damages and accidents. The insurance rate of any new car is calculated based upon all these factors and that naturally results in the difference in car prices depending upon the model.
Excise duty
These are the reasons why car prices tend to vary from place to place throughout this vast country. This is true only for cars made in India and if somebody chooses to own a imported vehicle then there is some extra excise duty that he has to pay to the government and the amount of this duty depends on the actual price tag of the car. Though the road tax is levied by the respective state governments the excise duty for imported cars is levied by the central government which makes a major difference between the actual car price that is the ex-showroom price and the road price that the customer has to pay to have a vehicle for his own.
All these factors contribute to different car prices in India.

Every car owner wants his or her car to be in the best condition. There are several products in the market that can help the car owners to maintain their cars in the best condition. People who are even looking to sell used car can also fetch higher price by making there car bright and shine. Many car owners often wonder what the best product for their car is. Shine and texture of the car color plays a vital role in enhancing the overall appearance of the car body especially if one looking to be the first one in buying cars like Nissan Evalia or Renault Scala. Wax and polish are two of the most popular products that can help in enhancing the aesthetics and appearance of the car. Car owners often wonder which of these two products are better for their car. Both these products need to be used in sync with each other for best results.

Polish is a coarse product that is used to sand the surface of the car. It works by sanding the surface in order to bring luster to the body surface. Main objective of using a polish is to smooth the surface of the car body. It takes off any irregularities on the paint and allows the coat to shine effortlessly. Polish is generally required for old cars. It is recommended by the mechanics when the coat of paint loses its shine. This happens due to wear and tear of the car. Sunlight also causes the paint to go flat. Environmental factors also cause oxidation, which leads to degeneration of the paint. Polish is used with an objective of restoring the shine and finish of the body paint.

Wax is a smooth product that is used to seal the paint of the car. Wax works like a protective coat on the car’s body. Wax is used to seal off newly painted car body. One must use car wax appropriately. Wax should be applied by professionals or mechanics only. Wax is used after applying polish. Waxing is a process that is undertaken to protect the car’s body from environmental factors and regular wear and tear. Waxing also prevents the process of oxidation and thereby augments corrosion of the body exteriors.

One must understand that wax and polish are essential to protect the car and enhance its appearance and can be great if buys at time of delivery of new cars in India. One must buy these products from authorized dealers only. It is best that one seeks help from an authorized service personnel or a local mechanic for choosing the appropriate product. One must not ignore the role of these two products in enhancing the life of one’s car.

Driving a swanky car on the roads is certainly a pleasure. However, you should also be prepared to face the risks that can arise on the roads. The only way to do this is with car insurance. The law deems it mandatory to have it before taking the car out. It offers compensation for so many different types of risks that you are likely to face while driving.

How to Select the Best Car Insurance Policy?

The tough roads that we are experiencing today can put you into trouble in no time at all. A sudden repair expense can take away the money that you might have wanted to spend on something else. Car insurance helps avoid such problems by offering compensation. There are many plans available, from which you can select an optimal one. How do you find a plan that is right for you? The best car insurance in India offers different types of protection. It compensates you in the following ways:

It pays for repair costs in the event of an accident, man-made or natural disasters
In case of third party liability it pays for the losses
In case of personal accident which has resulted in permanent disability or loss of life to the driver it compensates for the loss

These are the basic benefits that you can get from the policy and there are so many additional benefits that it offers. These additional benefits will increase your premium cost, but they offer compensation for so many issues. For example, you can avail additional deprecation cover, cover for lost key, or emergency fuel or towing expenses, invoice price cover and much more.

Car insurance is your only aid in traffic congested roads. The money that it provides helps you to meet so many unnecessary expenses that you are likely to incur when an incident happens on the road suddenly. You dont have to meet the expenses by yourself, but can look into the policy for compensation. With rising repair costs, it is not possible to bear unexpected expenses by yourself. In the event of any problem on the roads, the policy will help to cope with them.

Buy Car Insurance Online To Get Coverage Instantly

Applying for car insurance is easy. Just visit the insurance companys website and fill the online application form. Buy the policy instantly and you will receive the documents through post or email. You will find the online application process to be very easy, enabling you to get coverage in just minutes. If you want to learn about additional benefits, check out the information given in the website. You can also complete premium payments and do renewal online. If you have made no claim against the policy in the previous year, the no claim bonus can be used to reduce policy costs.